First Home Buyer Loans
Grants, deposit thresholds, borrowing capacity — we'll step you through what you need to know so you can start looking with confidence.
Who this is for
You're ready to buy your first property. Maybe you've been saving for years, or you've just started researching what it takes. Either way, you want someone who can explain the process clearly and help you understand what you can afford.
You're a first home buyer if you
- Are buying your first ever home
- Want to understand your borrowing capacity
- Need help with grants and concessions
- Have questions about deposit size
- Want pre-approval before you start looking
How Jason Wang helps
- Explain your borrowing capacity in plain language
- Help you check eligibility for First Home Owner Grant
- Guide you through stamp duty concessions
- Present loan options from over 30 lenders on our panel
- Support your application through to settlement
Three things worth knowing upfront
Your deposit
Most lenders require at least 5-10% of the property value. A larger deposit may open up more options. We can help you understand what you'll need.
Additional costs beyond the deposit
Stamp duty, legal fees, building inspections — we'll help you budget for these as part of your overall plan.
Grants and concessions in Victoria
The First Home Owner Grant (FHOG) and stamp duty concessions vary by state. We'll help you check what applies to your situation in Victoria.
Subject to lender assessment and approval. We help you compare suitable home loan options. Terms, conditions, and eligibility criteria apply. This information is general in nature and does not constitute financial advice.
Free initial consultation
Ready to buy your first home?
Request a free consultation. We'll go through where you're at and what's possible.